Sharon Lechter

FInancial Literacy | Money Education

Your Independence Day

Since dedicating my career to financial literacy and empowering others, many things have changed in our economy…both in the United States and Globally.  My passion for igniting positive change is as strong today as it has ever been.  As we celebrate our nation’s Independence Day, I invite you to consider where you can make improvements with the following steps to financial independence.

  1. Declaration of Independence Day.  This first step is often the hardest.  Whether because of the effort it takes to organize and document all the pieces of our financial lives or because when we look in the financial mirror…we know we will be unhappy with what we see, taking an honest look may be difficult, but it is necessary.  This baseline for where you are today is your push off point and the knowledge you gain by taking this hard look will give you information necessary to identify what needs to change or where you want to improve.
  2. Reflect vs. Ruminate.  It is a fact that we all make mistakes.  The great news is that every mistake gives us a new piece of helpful information.  We can eliminate whatever strategy, thought process or behavior from our lives that got us the undesirable result because we have just learned it does not work!  It is important to reflect upon our mistakes in order to get the lesson…but equally important not to get stuck ruminating over it.  Energy spent lamenting over what is already done is better employed applying the lesson and taking the next step towards your goal.
  3. Commit and Focus.  Goals are important.  Being committed and having focus on your goals is more important than the goal itself.   Share your goals with others so that they are real to not just you…but those who care about you and will help you be accountable.  As you change your life, they will celebrate with you and may even be inspired to make positive change as well!  Put your goals up where you can see them with visual cues that will keep you motivated even during challenging times.
  4. Ditch Detractors. For some, change is scary.  As your life improves, those closest to you may feel they are losing you or will not be able to relate to your commitment to achieving and maintaining financial independence.  Protect yourself from detractors who may poison your process with negativity or who are unsupportive of the healthier choices you are making.  If they really care about you, they will come back around.
  5. Give Yourself Credit.  As you travel down your path to financial independence, look back at how far you have come and pat yourself on the back.  Do this even with the little wins.  It is not about the numbers…but more about the psychology, the emotion and the behaviors that influence our financial situation.  If you’ve broken a bad habit or created a new one that improves your situation, celebrate!  Even if the financial outcome seems small.

This Independence Day, commit to one action step you can take to put yourself closer to financial independence.  Check out tools available at to get you started or get you to that next step along the way.

May the second half of 2014 be filled with success in all areas of your life!

To Your Success,

Sharon Lechter

Release day for Think and Grow Rich for Women is here

Today is the Day!

Release day for Think and Grow Rich for Women is here and I could not be happier!  I am so honored that The Napoleon Hill Foundation put faith in me to create Think and Grow Rich for Women.  Below is an excerpt on PERSISTENCE from the book.  I hope that you enjoy!

Please order a copy for yourself and for the special women in your life at  I am offering special thank you gifts for your order but for a limited time!

The following excerpt from Think and Grow Rich for Women shares wisdom on PERSISTENCE- one of Napoleon Hill’s original success princples!

There you are, so close to your goal or feeling the fire within to start something new- and a wall rises in front of you.  How will you scale and overcome the wall?

You get unexpected news.  Life changes immediately and you cannot begin to imagine how it will turn out.  How do you make in through the uncertainty?

You have been working so long.  You feed your passion with action and have faith that your determination to continue will one day be rewarded.  How do you trek on down what seems like an endless road?

If you have ever found the light at the end of the tunnel, have ever faced down fear and been the victor, or have ever answered doubt and criticism with achievement, you already have the answer inside you.  PERSISTENCE is the key to successfully batting obstacles back that life catapults in your way.  This is the weapon that causes enemies such as fear, doubt, and negativity to crumble.

Hill observed in his study and synthesis of the philosophy of achievement: “Will power and desire, when properly combined, make it an irresistible pair.”

For steps to train yourself to employ PERSISTENCE, order Think and Grow Rich for Women today at

Your Burning Desire

I am excited to once again team up with the Napoleon Hill Foundation on a new book titled Think and Grow Rich for Women.  While the steps to success are the same for men and women, women approach these steps very differently.  The book addresses each of Napoleon Hill’s 13 success principles from a female perspective and the follow excerpt shares wisdom on BURNING DESIRE:

You may be asking yourself, “Do I have a burning desire?” Different than a simple want for something, a burning desire may feel like a need to do something or accomplish something.  It starts out as an idea or realization and grows to become a driving force behind your everyday actions.  It is guided by your personal values and infiltrates your decision-making processes.  In your dreams, expectations or yourself and your life, as well as your passions, you will most likely find your BURNING DESIRE!

You may instantly be reminded of a goal you have had for a while.  It could be a personal, business, financial, physical, or spiritual goal.  If you have not yet to achieve the goal, ask yourself why.  Is it possible that this goal has NOT been backed with the burning desire you need to reach it successfully?

Now, turn the tables.  Think of a time when someone has described you with the following terms:  Passionate. Driven. Purposeful. Focused. Committed. Determined. Motivated. Single-minded. Compelled Doggedly in pursuit.  Devoted. Consumed with obsession. Pledged. Steadfast. Unswerving. Staunch. Dedicated. Headstrong.

More than likely, you were in pursuit of something for which you had a true burning desire.

When you combine a definite goal with a burning desire to achieve that goal, it will provide you with the necessary fuel (motivation, drive, stamina) to create and execute a plan that will allow you to realize that goal successfully.

To learn the 6 steps to turn BURNING DESIRE into wealth, visit and pre-order Think and Grow Rich for Women.  With your pre-order, you receive FREE bonuses- tools you can begin to use today to create the life you deserve!

I would also love to meet you at these upcoming events where I will be speaking and celebrating the launch of Think and Grow Rich for Women.

June 12th – New York Small Business Expo.  I will be speaking at 4pm Eastern on the main stage with Bill Walsh.  For your free admission, visit

June 13-15th – Inspiration2020 in New York. Join me for the New York book launch for Think and Grow Rich for Women.

June 19th-21st – Money2 with John Assaraf in San Diego. Join me for Your Chance To Acquire The Secret Systems, Strategies And Tactics the SUPER RICH Use to Generate Significant Wealth and The Lifestyle Most Only Dream Of!

June 24th – Health Wealth and Wit and the Arizona Book Launch for Think and Grow Rich for Women: From health and wellness and family issues to money matters, job advancement and business ownership, I am joined by Michelle Robson, Rita Davenport and Deborah Bateman to address issues people face today with real life advice on how to overcome obstacles and seize opportunities so you can create your best life!

June 26th  CEO Space in Las Vegas.  Come together with business leaders, investors and entrepreneurs to create an networking environment unlike any other. By developing meaningful, mentor-driven relationships, professionals are able to get the help they need in a cooperative environment to grow their businesses.


Harness your Power, Purpose and Passion

Your Access to 5 Female Icons in Network Marketing!

Please join me on June 10th at 4pm Pacific for a special call featuring 5 top network marketing women.  These amazing women are featured in Think and Grow Rich for Women and on this call you will hear steps you can begin taking now to grow your business and your life!

Reserve your spot now!

This can’t miss discussion will cover easy to implement ideas to give you results now!

  • 5  Secrets that top performing leaders know and apply consistently
  • Harness your power to create a life of success and significance
  • 3 Tips for building a large team that duplicates wildly
  • The #1 quality you can develop to ensure your success
  • 3 strategies for recruiting with confidence and ease
  • Recognize and take ownership of the skills you already possess to create the life you deserve
  • Trade in the work-life balance guilt trip for the pursuit of ONE BIG LIFE!

Register today for the CELEBRATE call on June 10th at 4pm Pacific

On this powerhouse call I will be speaking with Susan Sly, Margie Aliprandi, Sarah Robbins, Kimmy Everett and Donna Johnson!

In addition, I will reveal an exclusive offer on pre-orders for Think and Grow Rich for Women for CELEBRATE Summit participants!

Take action today that will influence every day after!   Join our celebration of women and get tools to build your own blueprint for a life of success and significance! For more information and to get registered, visit

To your success!

Changing the Dialogue for Women

It’s time to stop complaining and start celebrating each other!

Women are the future of the global economy. The evidence is everywhere—from Warren Buffett’s 2013 declaration that women are the key to America’s financial success, to the nearly $30 trillion in intergenerational global wealth that women stand to inherit. Women are leading a quiet revolution for their families, futures, and personal fulfillment.

While women are blazing trails and claiming their own personal version of success, much of the hype is still focused around the negative.  Is there still work to be done- of course!  Progress comes from momentum and women are better served leveraging the momentum that has been created rather than getting stuck on what is yet to be done.  Here are a few facts worth celebrating:

  1. Although many still reference the statistic that women are on paid $0.77 for every dollar that a man earns, women between the ages of 20 and 34 are earning 92-93% of their male counterparts.
  2. In education, 140 women graduate for every 100 men.
  3. While there are currently on 23 women CEO leading Fortune 500 companies, in the year 2000 there were only 2.  And, women hold more than 50% of management and professional positions.
  4. Women only account for 16.6% of board seats, but board with women on them outperform male only boards on invested capital by 66%.
  5. Not only are 2 out of every 3 business started by women, but they account for 46% of all U.S. Firms, generate $2.7 trillion in revenues and employ nearly 16 million people.

There are positive things happening for women- we are witnessing a movement.  There is no doubt that we cannot stop pushing for progress…but it is time to reflect on what is working and build from there.

In June, I release my own personal celebration of women in cooperation with the Napoleon Hill Foundation.  Think and Grow Rich for Women is a true celebration of women. I want to change the dialogue for women globally and to replace the “work-life balance” guilt trip that so many women struggle over with the desire to live “one big life” filled with love, family, success, and significance.  For more information and to receive free gifts, visit

To Your Success!

Sharon Lechter

ASU hosts Innovative Financial Literacy Program and Matches Scholarship Dollars to Winners

Pay Your Family First


April 9, 2014

For immediate release





Contact:  Angela Totman; 480-607-1940

It’s Game Time!  ASU hosts Innovative Financial Literacy Program and Matches Scholarship Dollars to Winners


Paradise Valley/Phoenix, AZ – Pay Your Family First (PYFF), in cooperation with the Foundation for Youth Empowerment and Leadership Development will hold the third annual ThriveTime Challenge’s state championship at Arizona State University West Campus in Phoenix on April 17th from 5-9 p.m.

The event will be held at ASU’s Sun Devil Fitness Complex with appearances by local celebrities and guests.  The event is being emceed by Miss Arizona’s Outstanding Teen, MaddieRose Holler and includes a red carpet, prize drawings and scholarships to be awarded to winners.

During the championship, participants will compete in a three round, single elimination tournament of the award winning ThriveTime for Teens board game, created by international financial literacy expert Sharon Lechter, teaching vital time and money management skills.   The first player to “Thrive,” or win, at each table will advance to the second and third rounds. Scholarship recipients will be the winners of the final championship round.

PYFF’s CEO and acclaimed author, Sharon Lechter, is on a mission to promote financial education.

All students are provided great resources to take home and each of the three winners will earn a $1,000 donation for the school or youth organization they represent.   Participating high schools and organizations are also eligible to receive financial literacy curriculum at no cost.

“Everyone attending is a winner,” says Lechter. “We are thrilled to be partnering with ASU in our third year of this program, continuing to impact Arizona students and support high schools across the state in meeting financial education requirements.  A community collaboration, the ThriveTime Challenge brings corporate, personal and private sector champions together to address the pressing need for financial literacy education for Arizona’s teens. ”

The 1st place winner will be awarded a $5,000 scholarship from the ThriveTime Challenge program with second and third place each receiving $2,500.  As the tournament sponsor, ASU is generously matching all three scholarships.

“We are excited to be hosting the ThriveTime Challenge at our ASU West campus for the second year,” said Beatriz Rendon, Associate Vice President, Education Outreach and Student Services, Arizona State University. “Teaching students about financial literacy through this competition is a great way for students to learn money management skills and important college savings’ strategies.”

For the third year in a row Arizona State Treasurer Doug Ducey is expected to attend the State Tournament in April 2014.  “Arizona is very fortunate to have ThriveTime be so active in our local schools and communities,” added Ducey.  “Educating today’s youth and their families on real world financial issues is the best first step to a prosperous future.”

“The ThriveTime Challenge is such an awesome way for students to get together and learn real world financial skills in a fun, interactive and meaningful way,” said Nick Rodriguez, Founder of the Foundation for Youth Empowerment and Leadership Development organization. “It’s an honor and privilege for our Foundation to partner with the Thrive Time Challenge Initiative and we’ll continue to do our part to make sure the initiative continues to grow”.

Arizona high schools interested in hosting a ThriveTime Scholarship Challenge, or organizations interested in empowering the next generation of superstars by sponsoring the events, should contact Angela Totman at Pay Your Family First:

For information regarding the ThriveTime Scholarship Challenge, please call 480-607-1940 or visit:

Want more from your business?

I am so excited to be participating in  Accelerate University, an online Expert Summit designed to give you the skills and education you need to reach your business goals.  Wishing, hoping and planning is not enough!  You need business skills and must take action!  I invite you to act now and be a part of this powerful event.

I will be joined by trainers from a variety of fields dedicated to propelling you to success in your business.  Your trainings are led by Amy Walker, Gia Heller, Kirk Duncan, Kristen Thompson, Phil Pallen, Nadine Nichols and me!

Register now to take advantage of this FREE online program.  Trainings are focused on these key areas for achieving success:

  • Building your sales system
  • Crafting your personal brand
  • Body Language- connect with your clients
  • Building a successful speaking business
  • Creating a roadmap to success
  • Balancing Business and Family
  • Think and Grow Rich
  • Health: A Success Principle

Whether you are brand new in business, experienced and wanting to brush up on your skills, or just somewhere in between, this event is for YOU!!

The best Part is, it’s FREE.  Did you catch that?  From April 14-23 you will receive a training a day from these powerful business owners (excluding the weekend.)  The videos will be emailed to you and you can watch at your own convenience.  Join me and learn the skills to truly reach your business goals.

Register Now

To your Success!

Sharon Lechter

Getting What You Want in 2014!

Tis the season for goals, resolutions and thoughtfulness on what we would like the year ahead to bring.  According to University of Scranton research, each year 45% of Americans make New Year’s Resolutions and less than 8% of American are successful with them.  Whether you are an annual resolver or tend to avoid them, there are several steps you can take to get what you want out of 2014.  Start taking action today and follow these steps throughout the year so that you are getting what you deserve in the year ahead.

  1. Set specific goals.  I know- you’ve heard it before.  I’ve said it before!  That is because there may be no more important step toward achieving your desires than explicitly defining what they are.  This means that rather than saying you want to lose weight…dictate how much.  Rather than saying you want to make more money, decide how much more.  If your end goal seems too big…break it up into small goals.  Do you want to lose 50 pounds this year but that seems impossible?  Setting a goal to lose 5 pounds a month seems much more manageable and will give you the same result (actually exceed it)!
  2. Set measurable and achievable goals.  This does not mean not to challenge yourself and stretch in the goal setting process.  But often people don’t stick to their goals or resolutions because they have made their goal too generalized and begin to feel like there is no finish line in sight.  Or their goals were so ambitious, they seem like insurmountable obstacles.  When mapping out your desires for 2014, be sure that you’ve identified the end goal, have a way to measure it and that although it may push you outside your comfort zone, your goals are practically attainable.
  3. Turn your goal into a plan.  While setting goals is an important step, it is just the first step!  In the process of interviewing top industry experts in preparation for the publication of Three Feet From Gold, it quickly became clear that the willingness to create a plan and take ACTION was a common theme in not just how they were able to succeed, but how many of them were able to overcome obstacles along the way.  Creating a plan will not only provide you with the road map to achieving our goal, but will give you the confidence to pursue it knowing that you have a well-thought out strategy for reaching it.
  4. Keep looking forward.  I hope that as you look back at 2013, you can celebrate the accomplishments and blessings you have in your life.  Few people see 100% achievement or success for their goals and resolutions.  But that does not mean for them that the year was a loss.  Even if you experienced tragedy or significant financial loss during the year, I encourage you to leave that where it belongs…in the past.  Our experiences are meant to be reflected upon and guide us…but they are not meant to define our future or stall us.  Think of it like a car…you have a rearview mirror to refer to what is behind you but your windshield is much larger because your focus should be on the future!

We all have the opportunity to cultivate 2014 into a year of prosperity.  If you feel stuck along the way, remember that there are support systems available to keep pushing you ahead.  Seek out a new networking group or read a book that will inspire you into action.  Outwitting the Devil was hugely impactful for me personally and was a gift in overcoming negativity so that I can focus on personal and professional missions.  I wish you a year of wonderful memories, inspired growth and achievements to be proud of!

To your success,

Sharon Lechter

A Gift for You

This time of year it is easy to find articles about holiday shoppers who are “self-gifting” while they shop for the perfect gift for others.  Whether it is because the deals are too good to pass up or because shoppers tend to invest in or replenish categories of goods that others wouldn’t buy for them as a holiday gift (like a vacuum or electric toothbrush) when they are on deep discount, “self-gifting” around the holidays has gained momentum since the early 2000s.  As you are considering that perfect give that you will love, don’t leave a brighter and more fulfilling future off your list!

The following are some of my favorite products featured on our website that would make great gifts to yourself (or a loved one) and if you order before December 23rd using the coupon code “Holiday2013” you will received a 15% discount on your purchase.  And right now I am happy to offer limited edition autographed copies of all the featured books on my list.

  1. Save Wisely, Spend Happily- I was so honored to be asked by the AICPA to create their first ever consumer publication. In celebration of their 125th anniversary, I worked with the AICPA and over 125 professionals across the country to bring you the truth about money…spending it, saving it and investing.  I affectionately refer to this book as “Chicken Soup for the Wallet”.  Going into 2014, it is the perfect guide for you or a loved one on what to look for, what questions to ask and what steps you can take to improve your financial future.  Learn more

  2. Outwitting the Devil- Written by Napoleon Hill himself to be the sequel to the bestselling personal development book of all time, Think and Grow Rich, the original manuscript was hidden for over 70 years because Hill’s family was afraid of the backlash it would create.  In this book, Hill takes on education, religion, sex and vanity and other avenues that the “devil”, whether real or imagined infiltrates and influences our lives.  This is the most powerful book I have ever been a part of it will be a life-changer for those who read it. Learn more
  3. Three Feet From Gold- My first work in partnership with the Napoleon Hill Foundation, this book is an incredible resource for the wisdom and insights that industry leaders shared they discovered in overcoming some of their most challenging times.  Not the traditional book on success, we asked these business giants how they got through their darkest hours and what kept them going when they were ready to quit.  You will relate to at least one of their stories and throughout the book are the nuggets that you can use to affirm yourself and stay motivated. Learn more
  4. ThriveTime for Teens- If you are looking for a tool to share with the young people in your life that will be fun and help them understand the realities of financial responsibility and what it is like in “the real world” this is it!  Teens have shared with us over and over how this game opened their eyes to what their parents deal with, to what they should expect when they are on their own and how they can change their decision making processes today to create a better tomorrow.  This is not only a great gift, but a wonderful family activity to get the conversation started about what the young people in your life know (or don’t know) about money.  Learn more.
  5. YOUTHpreneur It’s My BIZkit- I am always amazed and inspired by the creativity and desire to learn about business and entrepreneurship when working with youth.  With this kit, you can put your child in the driver’s seat of creating a business and sharing it with others.  Included in the kit is a business tote bag, resource guide, workbook and mentor’s guide.  In addition, your YOUTHpreneur will receive business card templates, thank you cards, letterhead and envelopes.  This kit contains everything your child needs to plan out and share their entrepreneurial adventure with others!  At the end of 7 steps, when your YOUTHpreneur completes the workbook, they will have drafted their business plan!   With this gift, you can ignite the entrepreneurial spirit of your loved one! Learn more

There is no better gift that you can give than that of prosperity and fulfillment.  I’ve put this holiday gift guide together based on my own love and passion for these products and the feedback that I have received from community members who have benefited from each of them.  This holiday season, I hope you invest in yourself and in the future of your loved ones with tools that will empower and inspire action for a brighter future!

To your success,

Sharon Lechter