Tip 1: Get Organized

The first step on the road to financial freedom is to get organized. Before you can begin to make changes in your financial life it is important to remember the old adage, “To know where you are going, you need to know where you’ve been.” Gather all your financial papers from the last six months. Break out the checkbook or print out a spending report from your online bank account. Record how you spent your money. Look for recurring charges. It is important to have a big picture view of where your cash flows.