At SHARON LECHTER, we take privacy issues seriously. The purpose of this page is to make you aware of and understand the SHARON LECHTER Privacy Policy so that we can provide you with better service. Please review this page to learn how we handle your personal information.

What is the nature of the personal information we collect?

There are a variety of ways that SHARON LECHTER collects personal information when you interact with SHARON LECHTER, including when you make a purchase at SHARON LECHTER, when you visit SHARON LECHTER pages and when you subsribe to a newsletter at SHARON LECHTER. This also includes when you request a downloadable resource, register for an event or submit an online form at SHARON LECHTER. SHARON LECHTER also collects information when you request to be added to our mailing list for news, event and promotions or if you otherwise correspond or interact with us.

Information we collect may include: your name, e-mail address, phone number, address, product preference information, billing information, demographic information provided by you (such as language, gender and age, and, if applicable, content preferences and personalization information) and personal interest information. On occasion, we may ask for additional information to enable us to provide with access to and use of certain information, materials and services. SHARON LECHTER may combine information about you that we have the information we obtain from business partners or other companies.

What other kinds of information do we collect?

SHARON LECHTER automatically receives and records information on our server logs from your browser, including your IP address, information about which pages you visit on SHARON LECHTER, and information from SHARON LECHTER cookies.

Why do we collect personal information?

SHARON LECHTER collects personal information to provide customer support when needed, offer relevant information regarding products and services and educational content, and to deliver those products, services and resources. We do not and will will never rent or sell any of the personal information we collect from you to third parties, and we do not share your personal information except as set forth in this Privacy Policy.

What are cookies and how do we use them?

Cookies are small data files that write to your hard drive for record keeping purposes when you visit a website. Cookies allow SHARON LECHTER to measure traffic activity as well as to improve your user experience. As an example, remembering your passwords and viewing preferences. Cookies are used to provide you with a tailored experience when visiting SHARON LECHTER and using our major products. Any information that is collected via cookies is treated with the same confidentiality as other information you provide to us directly. Cookies can be

disables by changing the security settings on your browser. However, portions of SHARON LECHTER may not function or function as efficiently, without them.

How do we protect your personal information?

SHARON LECHTER has processes to safeguard the security of your data. However, no one can guarantee the safety of information and data transmitted via the internet and it is important that you take steps to protect yourself and ensure the privacy an security of your personal information.

How do we use your personal information?

SHARON LECHTER uses your personal information in the following ways:

· Providing you with news, free newsletters, updates, targeted advertising, promotions, and special offers.

· Delivery and billing for our products and services if applicable, and to communicate with you concerning your account and customer service issues. This may include verifying authorization of credit card usage before any purchase of content or services.

· Offering you product upgrades, content, services and other training courses for you to purchase.

· Improving our products and services by providing personalized content recommendations, language and location customization, and/or personalized help and instructions.

· To ask you to participate in surveys about products, services, news and events.

· To better understand how our products are used, including Web traffic patterns and what types of content are most popular with users of our products and services.

· Providing anonymous reporting for internal and external partners

Do we disclose the information we collect?

SHARON LECHTER may send personal information about you to other companies or people when we need to share your information to provide the product or service you have requested or to provide a provide a product or service to you. SHARON LECHTER may share your personal information with vendors and partners who work with SHARON LECHTER. These companies and partners are provided with your personal information to help SHARON LECHTER communicate with you and are required to keep this personal information secure. They are also required to only use your information for the purposes for which it is provided.

SHARON LECHTER may share “cookie” and other anonymous data about traffic patterns or usage collected on SHARON LECHTER with affiliated companies, its business partners or with third party advertisers or ad networks. Any data shared is anonymous and does not identify any user.

SHARON LECHTER may also contain links to other Websites and products and is not responsible and makes no warranties regarding the privacy practices or the content of such Websites or products. Please visit the privacy policies of these third party sites in order to understand their privacy policies and data collection practices.

SHARON LECHTER may also disclose your personal information if required to do so by law or in the good faith belief that such action is necessary to: (a) comply with law or legal process or if requested by duly authorized public authorities; (b) comply with the order of a competent judicial authority in any jurisdiction; (c) comply with legal process served on SHARON LECHTER; (d) protect and defend the rights or property of SHARON LECHTER, or our affiliated companies, their employees and agents; (e) enforce applicable terms of use; (f) protect against fraud or other illegal activity or for risk management purposes; (g) permit us to pursue available remedies or limit the damages that we may sustain; (g) act in urgent circumstances to protect the personal safety of users of SHARON LECHTER products or the public at large.

If SHARON LECHTER should ever file for bankruptcy, or become insolvent, or be acquired by a third party, or merge with a third party, or sell all or part of its assets, or transfer substantially all or part of its relevant assets to a third party, then SHARON LECHTER is entitled to share the personal information and all other information you have provided through the products and service to potential and subsequent business and merger partners.

What rights do you have regarding your information and data?

If you are accessing the Site from the European Economic Area, which includes the European Union, Iceland, Liechtenstein, and Norway, or you are a citizen of a member state of the European Economic Area, you have the following rights under the EU General Data Protection Regulation (GDPR).

1. Right to be informed about the collection and use of your personal data

2. Right to access your personal data

3. Right to have any inaccurate personal data corrected

4. Right to have your personal data erased

5. Right to restrict use of your personal data

6. Right to personal data portability

7. Right to object to the processing of your personal data

If you are from the European Economic Area and wish to exercise any of these rights under the GDPR, please email us at info@sharonlechter.com with such request. We will use reasonable efforts to respond to any such requests without undue delay.

You always have the right to request information about your stored data, its origin, its recipients, and the purpose of its collection at no charge. You also have the right to request that it be corrected, blocked, or deleted. You can contact us at any time at info@sharonlechter.com if you have further questions about the issue of privacy and data protection. You may also, of course, file a complaint with the competent regulatory authorities.

If you no longer wish to receive communications from SHARON LECHTER, you can opt-out from receiving such messages in the future by following the instructions in the message or contacting us at info@sharonlechter.com.

You may revoke your consent at any time with future effect for many data processing operations that are only possible with your express consent by emailing us at info@sharonlechter.com. The data processed before we receive your request may still be legally processed.

If you are a resident of California, California law permits you to request certain information regarding the disclosure of your personal data by SHARON LECHTER, or its affiliates and subsidiaries, to a third-party for direct marketing purposes. To make such a request, please email us at info@sharonlechter.com or write us at the address listed above.

We respect children’s privacy in particular. We do not target knowingly or intentionally collect personally identifiable information from children under the age of 13. By using the Site, you have represented and warranted that you are either 18 years of age or using the Site with the supervision of a parent or guardian. If you are under 13, you may not use the Site. If you become aware that your child has provided us with personal information without your consent, you are urged to email us at info@sharonlechter.com.

The party responsible for processing data on this website is:

Pay Your Family First, LLC

6611 N 4th Place

Paradise Valley, AZ 88253

If you would like to contact us for any reason regarding our privacy practices, please e-mail us at the following address: info@sharonlechter.com. We may change this privacy policy at any time. If we make material changes to this privacy policy, we will prominently post that the policy has changed.