Tip 19: Create a Spending Game

As part of your new financial club with your friends, hold a contest with them on who can find ways to have the most fun and spend the least money. Not only will it draw out your creativity, but it can be a fun way to cut back. When you compare ideas with your friends you might be surprised with the money savvy, fun ideas they have as well. In addition, you can create spending games all by yourself. See if you can beat your previous savings at the grocery store from the week before. By just paying attention last week I was able to buy T-bone steaks for less than top sirloin and we enjoyed every bite! That is what you call more for less.  When you start paying attention, you will be amazed at how many opportunities for saving money come your way and then you will become even more creative. Then taking action and saving money becomes a blast!