Learn from Sharon
Tip 10: Save In Everyday Living
Cutting out parts of your budget that are more “wants” than “needs,” or just wasteful spending, will help improve your cash flow and savings. Consolidating the little amounts can also …
Tip 9: Spend Time Not Money
Are you longing for something that you gave up during week one? You may not miss a thing so congratulate yourself. If you do, a great way to cut those …
Tip 7: Consult a Financial Planner
Meet with at least one financial planner – they have probably helped others with similar issues. Sometimes it takes an outside perspective on our finances to really begin to see …
Tip 6: Review Your Insurance
A periodic review of your insurance – car, health, life, renters or home – might save you quite a bit of money now and in the future. My husband and …
Critical financial education bill introduced in Senate
A critical financial education bill has been introduced in the U.S. Senate that will improve financial literacy education in K-12 education and enhance student knowledge of consumer, economic and personal …
Tip 5: Check Your Credit Score
Knowing your credit score and report are important. This one little number determines how much you will pay on many of your debts. You can always check your credit score …
Tip 4: Divide Out Your Wants and Needs
Divide what you spent last year into wants and needs. Everyone has heard this before, but many people don’t take the time to actually apply this simple concept. Sit down …
Tip 14: Learn to Use Cash Again
With the invention and proliferation of credit and debit cards, cash has become much less popular. In fact, it is used less and less as a form of payment. If …
Tip 3: Separate the Good and Bad Debt
As I mentioned yesterday, not all debt is bad. Divide your debt between good debt and bad debt. Focus your attention on paying off the worst of your debts first. …
Tip 2: Determine Your Debt Percentage
Virtually everyone has some form of debt, and that’s not always a bad thing. But having too much debt can cause undue amounts of stress in your life and begin …
