Financial Advice

Tip 12: Exercise the Two Minute Rule

Life is full of little temptations, and you are going to have a run in with them every time you visit the mall or one of your favorite stores. The …

Tip 11: Dine In With Friends

Dining out is often a ritual many families like to practice with their relatives and friends. It is a great time to catch up and socialize, but it can also …

Tip 10: Save In Everyday Living

Cutting out parts of your budget that are more “wants” than “needs,” or just wasteful spending, will help improve your cash flow and savings. Consolidating the little amounts can also …

Tip 9: Spend Time Not Money

Are you longing for something that you gave up during week one? You may not miss a thing so congratulate yourself.  If you do, a great way to cut those …

Tip 7: Consult a Financial Planner

Meet with at least one financial planner – they have probably helped others with similar issues. Sometimes it takes an outside perspective on our finances to really begin to see …

Tip 6: Review Your Insurance

A periodic review of your insurance – car, health, life, renters or home – might save you quite a bit of money now and in the future. My husband and …

Critical financial education bill introduced in Senate

A critical financial education bill has been introduced in the U.S. Senate that will improve financial literacy education in K-12 education and enhance student knowledge of consumer, economic and personal …

Tip 5: Check Your Credit Score

Knowing your credit score and report are important. This one little number determines how much you will pay on many of your debts. You can always check your credit score …

Tip 4: Divide Out Your Wants and Needs

Divide what you spent last year into wants and needs. Everyone has heard this before, but many people don’t take the time to actually apply this simple concept. Sit down …

Tip 14: Learn to Use Cash Again

With the invention and proliferation of credit and debit cards, cash has become much less popular.  In fact, it is used less and less as a form of payment. If …